BSP Cook Islands | Planned Maintenance Please be advised that a planned system maintenance is scheduled for Wednesday, 21st May, 2025. All ATM, EFTPOS, and Card services will be briefly unavailable between 1:00 am to 4:00 am. All transactions with BSP Cards used overseas and other cards acquiring on BSP devices (EFTPOS & ATM) will also be declined during this time. Our Internet Banking services will remain available. Customers are advised to plan their banking accordingly. Should you require further information or assistance, please do not hesitate to contact us on bspcookislands@bsp.com.pg  Meitaki Ma’ata

 

Business Overdraft

Spend extra money when you need it, up to your limit, without applying for a loan. The funds are available whenever you need them. And you only repay when you can.

About the Business Overdraft

This convenient and flexible service gives you instant access to extra funds within an approved limit. It’s for those times when customers pay late or unexpected expenses come up. You only have to repay the funds when your cash flow allows. This overdraft combines working capital with daily banking, so you have everything in one account.

Rates & Fees

Apply at your local BSP branch

How to Apply

Apply In Branch

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What You’ll Need

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Rates and Fees

Please see Rates & Charges for more information.

Forms and Documents

Business Overdraft Application Form

If you’re applying from a rural area, contact your local BSP branch for guidance, or use our online enquiry form for help.