BSP Cook Island | Planned Maintenance Please be advised that a planned maintenance has been scheduled for Sunday 19th of July, 2026 between 01:00am – 4:00am (Cook Island Time), During this time, All BSP CI Issued Cards used Online/Overseas/Locally & Internet Banking will be unavailable. Foreign Cards Services, BSP ATM/EFTPOS/IPG services will remain fully operational.We apologize for any inconvenience this may cause and thank you for your understanding.Notice
Home Loan

Whether you’re buying your first home, upgrading your space or switching lenders, a BSP Home Loan gives you flexible options with expert guidance. Our team helps you understand your borrowing power and repayments so you can make informed decisions about your future.

About the BSP Home Loan

This loan will get you into your own home sooner, whether you’re buying, building, renovating or refinancing. Our team will guide you every step of the way, helping you understand how much you can borrow and what your repayments will be. With generous rates and flexible terms, your dream home is nearer than you think.

Apply at your local BSP branch

How to Apply

What You'll Need

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Rates and Fees

Please see below for more information

Interest Rate Information Schedule

Personal Account Fee Schedule

If you require any assistance contact our Lending Team for guidance or help